Senior Underwriter

Company: Liberty Mutual Insurance
Location: Spokane
Posted on: March 1, 2025

Job Description:

Schedule: Full-Time Salary Range: USD $66000.00 - $157000.00 Job Category: Underwriting Pay Philosophy The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role. Description There are multiple openings across the Western region of the US. Underwriters will work remotely with quarterly travel for in person agency visits. We also have an opening on our Small Commercial Partnerships team r esponsible for oversight of alternative distribution partners such as platform, aggregators, and Insurtech. This is a c ountrywide team working in multiple states in the Pacific Time Zone. Ideal candidate will live in the following states/areas: New Mexico, Arizona, Colorado, California, Montana, Idaho, Portland, OR, Seattle, WA, Spokane, WA This is a ranged posting. Level offered will be based on candidate experience at manager discretion. Great underwriters know how to balance data analytics with human intuition. If you like both quantitative and qualitative reasoning, enjoy the challenge and autonomy of managing your own accountsat a company that offers competitive compensation and benefits, then consider joining the underwriting department at Liberty Mutual. As a Senior Underwriter, Small Commercial in property casualty insurance, you'll develop, grow and maintain diversified books of business while working closely with agents and brokers to assess risks, determine premiums, set conditions and negotiate deals that maximize profitability and meet business goals. We encourage you to apply and bring your expertise if you're a: Strategic Account Manager : As part of your portfolio strategy, you'll ensure a profitable book of Property and Casualty insurance by writing new accounts typically with premiums of $100,000 and below, and growing successful agent and broker relationships and pursuing renewals Problem solver : You'll crunch the numbers and review the data to d etermine risk selection, premiums, policies and conditions, as well as identify opportunities for improved growth, profit and diversification Clear communicator : You'll maintain and nurture successful relationships with agents and brokers, while presenting proposals, negotiating deals and obtaining approvals Collaborative teammate : Contributing to overall team success, you'll mentor underwriters in both a technical and professional capacitysharing best practices and identifying opportunities for continuous improvement Conscientious professional : Understanding that the deal isn't done until the paperwork is complete, you'll document account reviews, state-compliant sign-offs and referrals, letters of authority and follow underwriting guidelines Qualifications Experience 3-5+ years of commercial lines underwriting experience Experience with multi-line insurance products Skills Analytical, problem-solving capabilities Strong territory management skills Excellent communication skills An aptitude for building rewarding relationships with agents and brokers, peer underwriters, underwriting assistants, and junior underwriters Understand and incorporate technology into the underwriting quote and risk selection process and support continued opportunity to expand and improve API capabilities Knowledge Command of insurance finance and actuarial concepts Thorough k nowledge of commercial insurance products, underwriting, risk selection, pricing and marketplaces, as well as regulatory issues in relevant territories Understanding of contract language, including regulatory and policy differences among applicable states Familiarity with continuous improvement processes and tools Education A bachelor's degree in a related field Chartered Property Casual Underwriter or other professional insurance designation preferred About Us As a purpose-driven organization, Liberty Mutual is committed to fostering an environment where employees from all backgrounds can build long and meaningful careers. Through strong relationships, comprehensive benefits and continuous learning opportunities, we seek to create an environment where employees can succeed, both professionally and personally. At Liberty Mutual, we believe progress happens when people feel secure. By providing protection for the unexpected and delivering it with care, we help people embrace today and confidently pursue tomorrow. We are proud to support a diverse, equitable and inclusive workplace, where all employees feel a sense of community, belonging and can do their best work. Our seven Employee Resource Groups (ERGs) offer a centralized, open space to bring employees and allies together to connect, learn and engage. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law. Fair Chance Notices California Los Angeles Incorporated Los Angeles Unincorporated Philadelphia San Francisco Employment Type: Full Time

Keywords: Liberty Mutual Insurance, Spokane , Senior Underwriter, Accounting, Auditing , Spokane, Washington